First Energy Electric Company provides safe and reliable electric service in Ohio since 1930. For convenience of customers, FirstEnergy has provided a number of options for receiving and paying your electric bill online. Here is provided step-by-step process of Penelec First Energy online bill payment.

Screenshot of homepage of www.firstenergycorp.com

First Energy Co is the nation’s fifth largest investor-owned electric system that serves electric service to 4.5 million customers within 36,100 square miles of Ohio, Pennsylvania and New Jersey and its generation subsidiaries control more than 14,000 megawatts of capacity. It supplies electricity to numerous customers in Illinois, Maryland, Michigan, New Jersey, Ohio, and Pennsylvania. It continues to explore a wide range of technologies to improve customer service, decrease costs and increase revenues. Through a redesigned Customer Service Web site and by implementing of an interactive voice recognition system, they enhanced their customer service. You can select any one payment option or even use bank’s online bill payment service. Viewing and paying bills online is completely free.

Electronic Billing: (Online payment)

Now, you can pay Penelec First Energy Bill online at www.firstenergycorp.com. It is a secure and effortless way to view and pay electric bills online.

Benefits of eBill:

• It is convenient way as you can look up your account information anytime and from anywhere with Internet access. Also, you will get a monthly e-mail notification when your bill is ready to be viewed.
• It is a paperless. You will have fewer bills clutter in your mailbox, where your personal information could be a target of theft. If you need your bill for records, then you can easily print a copy of it.
• It is paperless because using less paper is better for the environment.
• It is free and secure way.

For an online account and sign up, you have to register on the website. If you already have an online account but not signed up for eBill, then you can log in at the site to set up this convenient service.

Registered users can:

• Pay bills online anytime – day or night
• View detailed billing and payment history
• Access the Home Energy Analyzer

How it works?

• You will receive an e-mailed confirmation upon successful registration and gain access to your online account.
• Once you registered at the web site for the program, you will receive a monthly e-mail notification when your bill is ready.
• Note: It is your responsibility to make sure your electric bill is paid each month; even in the event your notification e-mail is not successfully delivered to you (e.g. spam blockers).

How to cancel eBill?

After enrolling in the Automatic Credit Card Payment Program, when you request that eBill to be cancelled, you will be eliminated from that program as participation in eBill is mandatory for that option.

• Using your user name and password, first sign in at the site
• Visit My Account page and click on Cancel button to the right of the eBill option under the My Billing & Payments section.
• Click on the Yes button to confirm that you want to be eliminated from the eBill program.
• You will receive an e-mail confirming, the removal upon successful cancellation of the eBill program. With your next meter reading, you will start receiving paper bills through the U.S. Mail starting.

Other payment options:

Equal Payment Plan (EPP):

You are billed one-twelfth of your annual estimated usage each month in FirstEnergy’s Equal Payment Plan. Ohio and Pennsylvania operating company customers have their accounts reviewed quarterly and the payment amount adjusted to account for your actual household use during the year. The reviews take place in the 8th and 12th months in New Jersey.

EPP is calculated on distribution charges only when you have selected an alternate electric generation supplier. The amount that a supplier charge is not included in the EPP amount, means those charges are over and above the EPP calculated amount. The amount due is adjusted higher or lower than your usual amount on the anniversary month of your enrollment in order to bring your balance for the year to zero. To ensure the appropriate payment amount for the new plan year, your account is reviewed yearly.

Checkless Payment Plan:

On the due date listed on your electric bill, your bill payment is deducted automatically from your bank account with FirstEnergy’s Checkless Payment Plan. Without having to worry about writing a check or buying a stamp or possibly losing your payment in the mail, you know your electric bill is paid on time.

Automatic Credit Card Payment Program:

Five days after the billing date listed on your electric bill, your monthly electric bill is automatically charged to your Visa® or MasterCard® consumer credit or debit card with the Automatic Credit Card Payment Program. Your electric bill is paid on time and you don’t have to worry about writing a check, buying a stamp, or losing your payment in the mail.

Pay by phone:

You can also pay your monthly bill at anytime over the phone using your Credit/Debit Card or ATM Debit Card. It is a quick, easy and secure way. Call 1-866-569-4770.

Please have the following information ready:

• Month/year expiration date
• Zip code where the card statement is mailed
• 3-digit security card (CVV) from back of card
• Telephone Number
• Pen and paper to write down the confirmation number
• Electric company account number
• Amount of payment
• Your credit or ATM debit number on the front of your card

A confirmation number will be provided after the approval of your one-time payment. Payments made before 12 midnight will be credited to your account on the next business day and payments made after 12 midnight will be credited to your account within two business days.

For payment, call during normal business hours (Monday through Friday 8:00 AM – 6:00 PM).

Authorized payment agents:

To make paying your electric bill more convenient, FirstEnergy has contracted with various establishments in each of service areas. At any authorized payment agent location, customers may make their payments for a nominal fee per transaction. Fees may vary by individual location.

Pay by mail:

To pay by mail, simply enclose your check or money order along with the return stub from your bill form in the return envelope included with your monthy bill. You can see bill for details.

Source: www.firstenergycorp.com

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The beta version went online before a month ago, after IRCTC decided to make the website more user-friendly. It is offers train booking, hotel booking cab booking, packaged holiday booking, and many other online services. The new beta version is specially known for their instant booking, where the travelers need not login or register for booking tickets or accessing other services. The new interface is planned to increase the number of visitors who book rail tickets using the site.

Screenshot of IRCTC’s Beta Version Website

Service of the IRCTC’s Beta Version Website:

IRCTC Beta Version gives an online booking service for I-tickets, e-tickets and tatkal tickets.

I ticket: I ticket is delivered customer through the courier at his/her desired address, there must be two clear calendar days between the booking date and the date of travel. Tickets cannot be booked for dates of journey prior to the limits.

E Ticket: E ticket is electronic booking version of IRCTC. After booking, customer prints out an Electronic Reservation Slip which, along with one of the authorized personal identification, constitutes the authority to travel, in lieu of the regular ticket on standard Stationery.

How to book I-ticket and E-ticket

First need to login at the site by entering your user name and password and then you get plan my travel page, where select I-Ticket option If the From/To station selected by you are correct and select the type of Quota.

To book a train ticket, first find train list by clicking on “Find Trains” option. To know the route and the timings, click on the train name under the “List of Trains” option. To get the fare, click on class available in the selected train under “List of Trains”.

To book a ticket, click on book option which is given under availability option and you get the Ticket reservation page, where check train name and the station names displayed on the top of the page and then enter the names of the Passengers, age, sex and berth preference for each Passenger. The ticket details, availability of tickets at the particular time and the fare, including the service charge, appear on the screen, along with the payment option “Follow the instructions”. To make payment, it will give the list of payment options, choose any one option. Once your payment is authorized the ticket booking will be processed and you will see the confirmation of your booking at this site.

Quick book: A ticket booked against Tatkal Quota against extra payment of premium charges as per extant Railway rules. Tatkal Quota (CK) berths/seats are allocated in all-important trains in different classes except First Class Air-conditioned (1A) class. Ladies quota (LD) is generally earmarked in Sleeper class (SL) and second sitting (2S).  This option is provided for only registered user.

How to book QuickBook ticket

For Quick Book, open the “QuickBook” from the home page and then log in using your userid and password or at left navigation under “Services” after login on plan my travel page. After login you will see Quickbook page, where Select your train from the list that appears on the screen after clicking the fetch train code option.  If the “From /to” stations selected by you are correct in the route of the train then enter Valid date of booking, enter passenger detail and select e-Ticket or I-Ticket option.  Enter payment Detail and complete your ‘Quick book’ process.

Provide General Enquiries Service to know below info:

• Accommodation available for a train/date combination
• Current Status of reserved tickets
• PNR Enquiry
• Reservation enquiries
• Time table
• Train fare
• Trains available between a given pair of stations

IRCTC Mobilebooking

IRCTCMobile allows you to perform various ticketing related services through your mobile phone, for this it has tied up with ngpay, which is India’s Largest Mall on Mobile. It is available for all GPRS subscribers in India. Now, people can book tickets  using credit cards and cash cards, view trains trains between stations, check availability, get fare, perform PNR enquiry and many other information services. The tickets booked through IRCTCmobile shall be delivered to the postal address provided during the booking within 3 clear days from the date of booking.

Features of IRCTC Mobilebooking:

• A world of convenience.
• A simple registration process
• A complete user-friendly application
• Cashless transactions with the use of payment cards
• Door delivery of your ticket

IRCTC gives special offers:

• Free Tickets / Gifts: Every week they pick 22 lucky winners through an automatic computer generated search cum lucky draw and give free tickets / gifts.
• Get Rs.5000 daily cash benefit for hospitalization and also save tax
• Give Exclusive Discounts from www.khojguru.com
• Write hotel reviews on TripAdvisor.in & get cash refund of Rs.250.
• You can Win Nokia N97, HP Laptop, Sony LCD TV & more for as low as Rs.2.05 at www.jeetle.in.

Below service is not offered by IRCTC

• Reservation on Police/military warrants, Railway passes, PTOs, card passes & IC cards issued to MP’s and INDRAIL Passes and all types of Rail Travel Coupons or on any Concessions.
• Bulk Booking for families and groups.
• Advance booking for foreign tourists 360 days in advance.
• Tickets to cluster stations
• Reservation on prebought tickets, i.e. tickets already bought at stations.
• Reservation on tickets with Break Journey
• Modification and Cancellation of I-tickets. These facilities can be availed for I-TICKETS by presenting the ticket at a Railway Reservation Offices
• Issue of duplicate tickets for lost, mutilated or torn tickets.
• Source cluster tickets
• Personal Collection of tickets by customers from any designated centers.

If you have any questions about it service, then contact their customer care center at: 011 – 23340000 / 23345500 / 23344787 / 23344773 / 23345800 / +91 9243050031 or e-mail at care@irctc.co.in.

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Sun DTH’s latest packages include Freedom Tamil Plan, Freedom Kannada, Bengali Shine Pack, and Oriya Shine Pack. The variation in the rates can be seen when you go for extra channels and you have to pay for more. As part of these plans, the fantastic Jumbo Pack offers the popular channels; you can also scan the channel. The rate of Jumbo pack starts from Rs.300 per month and other charges are additional if you get extra channel.

Packages of Sun Direct:

• Rest of India Customers:
  • Mega Shine Pack
  • Metro Pack
  • Oriya Shine Pack
  • Shine Pack
  • Bengali Shine Pack
  • J&K Shine Pack
• South Customers:
  • Freedom Telugu
  • Freedom Tamil
  • South Metro Pack
  • Freedom Malayalam
  • Freedom Kannada
• Add-on Packs:
  • All Add-On Pack
• Jumbo Packs:
  • Jumbo Pack – North
  • Jumbo Pack – South

When you get connection, you can view this connection in normal TV mode and DTH channels can be viewed in AV mode from the remote of your TV set. DTH channels can be changed using STB remote control. All the channels are available in the bouquet which can be received by the hardware is installed. There are 31 radio channels available in the DTH. You can get Sun DTH service by contacting to your nearer Dealer. Sun DTH offers specific customer services to customer. Sun Direct Customer Care Services are available 24-hour. You can also call to their customer service no. 1800-200-7575 or 044 – 3940 7575. You can also take the help of skilled technical person trained by SUN DIRECT for the installation.

At Sun DTH’s official website www.sundirect.in, customer can also login by entering Smart Card Number login username. You will also get Sun DTH dealers address on it official website.

SunDirect charges:

SunDirect charges Rs.1250 (Rs.1350 in south) with installation and activation fees for one year subscription. In this package you can select any one of the regional languages as your basic pack. This pack comes with approximately about 80+ channels including all major south Indian linguistic channels along with few limited Hindi and news channels. SunDirect basic package also includes 31 radio stations operated by Sun FM and AIR. SunDirect’s pricing is comparatively less. A couple of days back, they have introduced many sub packs for movies, regional language top ups, kids entertainment, etc.

Sun DTH’s Basic Pack subscription charges & validity:

• South: Rs.328 for 3+3 Months/ Rs.990 for 9 Months
• Rest of India: Rs.525 for 4 Months/ Rs.925 for 7 Months

Sun DTH’s Metro Pack subscription charges & validity:

• South: Rs.1490 for 6 Months
• Rest of India: Rs.1490 for 6 Months

Sun DTH’s Special Offer Pack subscription charges & validity:

• South: Rs.1310 for 12+1 Months

Sun DTH’s Mega Shine Pack subscription charges & validity:

• Rest of India: Rs.500 for 3 Months

Sun DTH’s Add-on Packs:

• All India: Starting from Rs.6/- to Rs.300/-

Available recharge vouchers:

• From Rs. 25 to 1490

Hoe to recharge Sun DTH?

You can easily recharge your Sun DTH services by using four ways by phone, SMS, online, Oxigen Counter.

BY phone:

• First buy a recharge voucher of SUN DTH from your nearest Sun Direct Dealers.
• Then scratch the security foil on the reverse of the voucher to reveal the unique 16-digit recharge Code.
• Dial Sun Direct helpline number on your mobile or telephone: STD code-39407575/ 3940757.
• Identify yourself by subscriber ID or STB Number or Mobile number and tell your 16-digit recharge card number
• Your account will automatically be debited with the viewing value as per the amount of the recharge.

By SMS:

• Type RCG<space><smart card 16 digit code><space><pin number> send SMS to 58585.

By Internet:

• Visit the official website of Sun Direct DTH and click on online recharge. Then enter your Smartcard Number and the PIN number, verify the code and click on TopUp.

By Oxigen:

• You can also recharge by visiting Oxigen Counter in the city.

Sun DTH nodal officers addresses in all over the India:

Andhra Pradesh:

Mr.Ashwini Kumar Merani
SUN DIRECT TV (P) LTD
Survey No.133, Plassey Lane,
MBN Reddy Gardens, Bowenpally,
Secunderabad – 500 011

Email: nodalap@sundirect.in
Phone: 040 27957834
Fax: 040 27957836

Assam:

Mr Gautam Adhikari
SUN DIRECT TV (P) LTD
4th Floor, Bordoichilla Bhawan
(Kho) Bhangagarh,
Guwahati – 781005

Email: nodalasm@sundirect.in
Phone: 0361 2465156/58
Fax: 0361 – 2465157

Bihar:

Mr. Jita Mitra Mohanty
SUN DIRECT TV (P) LTD
2nd Floor, Kara Towers,
1210/1744, Bomikhal,,
Rasulgarh, Bhubneswar – 751010

Email: nodalbihar@sundirect.in
Phone: 0674 – 2587751/52/53
Mobile: 0674 – 2587752

Chandigarh:

Mr.Santosh Singh
SUN DIRECT TV (P) LTD
Sebiz Square, IT Park,
C-6, Sec 67,
Mohali – 160062

Email: nodalchand@sundirect.in
Phone: 0172 – 4300400

Chhattisgarh:

Mr. Sunil Khatwani
SUN DIRECT TV (P) LTD
No.701/702, Dilkap Chambers
Andheri West,
Off Andheri Link Road
Mumbai – 400053

Email: nodalchat@sundirect.in
Phone: 022- 42109797

Gujarat:

Mr. Pradeep Menon
SUN DIRECT TV (P) LTD
1st Floor, Chase House, Sheetalbaugh Society,
Opp. Induben Khakhrawala
Off. C G Road, Navrangpura,
Ahmedabad – 380 006

Email: nodalguj@sundirect.in
Phone: 079 – 40240333

Delhi:

Mr.Girish Varghese
SUN DIRECT TV (P) LTD
ITE House
A-102 Ground Floor
Sec-4, Noida-201301

Email: Nodalncr@sundirect.in
Phone: 0120-4673800-29
Fax: 120 – 4673830

Jammu and Kashmir:

Mr. Narendra Charak
SUN DIRECT TV (P) LTD
Sebiz Square, IT Park,
C-6, Sec 67,
Mohali – 160062

Email: nodaljk@sundirect.in
Phone: 0172 – 4300400

Haryana:

Mr.Rakesh Sheoran
SUN DIRECT TV (P) LTD
Sebiz Square, IT Park,
C-6, Sec 67,
Mohali – 160062

Email: nodalhar@sundirect.in
Phone: 0172 – 4300400

Himachal Pradesh:

Mr.Parminderjeet Singh
SUN DIRECT TV (P) LTD
Sebiz Square, IT Park,
C-6, Sec 67,
Mohali – 160062

Email: nodalhp@sundirect.in
Phone: 0172 – 4300400

Jharkhand:

Mr. Jita Mitra Mohanty
SUN DIRECT TV (P) LTD
2nd Floor, Kara Towers,
1210/1744, Bomikhal,
Rasulgarh, Bhubneswar – 751010

Email: nodaljkd@sundirect.in
Phone: 0674 – 2587751/52/53
Fax: 0674 – 2587752

Madhya Pradesh:

Mr. Samarjit Banerjee
SUN DIRECT TV (P) LTD
No.701/702, Dilkap Chambers
Andheri West,
Off Andheri Link Road
Mumbai – 400053

Email: nodalmp@sundirect.in
Phone: 022- 42109797

Maharastra:

Mr. Naveen Shukla
SUN DIRECT TV (P) LTD
No.701/702, Dilkap Chambers
Andheri West, Off Andheri Link Road
Mumbai – 400053

Email: nodalmah@sundirect.in
Phone: 022- 42109797
Fax: 022 – 42109721

Orissa:

Mr. Jita Mitra Mohanty
SUN DIRECT TV (P) LTD
2nd Floor, Kara Towers
1210/1744, Bomikhal,
Rasulgarh, Bhubneswar – 751010.

Email: nodalor@sundirect.in
Phone: 0674 – 2587751/52/53
Fax: 0674 – 2587752

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Screenshot of CrushSpot.Com

Crushspot.com website provides navigations like Notes, Forums, Pictures, Members and more others including, Contest, Videos, ratings, Crush List, Blogs, Activity Feed, Status Updates, Chat and Survey.

Crushspot.com website was designed on late December 2004 and opened on March 7th, 2005 by Mr.Fern. It is first community website to received positive feedback from friends. Around 150,000 people visits per month at this best online community. This website is similar to other social networking website with blogs, members, chat, etc.

If you want to join this online chat community, then first you have to Login by giving some personal information and preferences, and then you can create your profile and also upload your photos and post yourself. So that other users will be allowed to view your profile and send you public messages and comments about your profile and your photos in the notes. You can also meet people on CrushSpot whom you can share your interest and personal opinion. CrushSpot.com also provides chat groups, where you can discuss about your topics and create your own group. If you enjoy meeting people online, then you will surely be happy with this online chat website. Do not worry as it is free of charge so you can use anytime anywhere as per your wish.

Login/Sign in to Crushspot.com:

If you are member of this website, then sign in today by opening Crushspot official website www.crushspot.com, where you can find login section at the right side of the homepage, enter your username, password and press “Login” button.

Some times many people lost their password, so Crushspot.com provides lost password solution too, go to the login page, there is given Lost password link, click on it, and enter your Username, Email Address, Date of Birth, Zip code and press on “Reset Password” option, then they will reset your password and send you an email with your new password in given email address while reset process.

Register/Sign up Crushspot.com:

Are you excited to join this online community? If you are first time user of this website, then first register your account on the website. There is given “Join Now” link, press on it and then open a registration form and you have to provide following information:

• Username (4 to 16 characters)
• Password (4 to 16 characters)
• Confirm password
• E-mail
• First Name
• Last Name
• Zip Code
• Select Gender
• Enter Birth Date
• Select Relationship Status
• Choose Sexual Orientation
• Referring User Name
• Verification Code

Fill out all required details as given above and click on “Register” button.

Confirm My Crushspot.com Account:

If you need to check that you are login successfully, then go to the homepage and see right side under the login option, “Trouble Signing in?” link. Click on it, there are given three topics, click on the, “I need to Confirm My Account” link, then open a confirmation account page, enter your Username, Password, Confirmation code that you received in your e-mail to activate your account and click on “Confirm” button.

CrushSpot.com Member Login:

If you want to become a member of this website, then click on Member navigation, then open a Member login page, enter Username, select Gender, choose Status, Age, Orientation, select Distance, Zip Code and tick mark on any option from three, like online users only, users with pictures, users with ratings and press “Search” button.

Source: www.crushspot.com

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Homepage screenshot of the OptionsXpress official website (www.optionsxpress.com):

OptionsXpress, a head in online investing, which is committed to provide the self-directed investor with the best overall online trading experience and value. For the self directed investors who want to use options to increase investment income, protect portfolios and maximize returns on stock movements, then OptionsXpress is the best online option for stock brokerage. If you are interested in the trading stocks, options, mutual funds or even bonds then you can learn about stock markets ins and outs from this website. Option express offers reasonable rates for every one with low commissions and no minimum account balance requirement.

OptionXpress head office is stayed in Chicago Illinois. It provides trading tool, enabling retail and professional investors to identify, analyze, and execute a range of investment strategies. OptionXpress decrease the complexity and mystery of options and ensures with its suite of proprietary, innovative tools. By personal finance publication, OptionXpress has received many top rankings including the top-star ranking in the annual Barron’s Magazine online broker review for five years in a row in 2000.

OptionXpress builds their remarkable successes by constantly delivering services, which includes: An award-winning trading platform – a one-stop destination for competitive stock, options and futures trading execution, Practical, on-demand investing education, Powerful, state-of-the-art analytical tools for enhanced evaluation, Excellent, attentive customer service, available when you need it. OptionsXpress is also member of the SIPC that provides fraud protection in account.

To get full details about OptionExpress from its website is very simple. You can open OptionXpress account online within five minutes. Their service is excellent: Live help is available online, plus access by phone and prompt email responses. After this process, you can also start trading online with no hidden fees and also get free broker assistance. You can Custom order entry screens for options, spreads, covered calls, stocks, bonds, futures options, or mutual funds, including contingent orders, one-cancels-other, and advanced orders online.

OptionsXpress extra services

• Auto-trading with option advisors
• Cash management services and cash sweep
• Free Investment tools include Briefing.com news, data, and analysis, Schaeffer’s Research, option Investor, etc.
• Volatility and Stock Charts
• Option Theoretical calculator
• Option market screeners
• Streaming quotes
• Position (P&L) graphs
• Market recap email updates

OptionsXpress features

• Flat-rate fees and no minimum account balance requirement
• Virtual trading available for no-risk trading
• Offers numerous unique tools, including the Dragon, TradeWizard and Xspreads Spread Book
• 10-day Trial account available
• Extensive education available, for trading novices and pros

You can also get the Free unlimited Real-time quotes, including real-time option charts, news, and pricing chains. Streaming quotes, charts and news are available at no additional cost. Option Express will credit the account transfer fee charged by third party brokers for all inbound transfers. For the trading account it does not require minimum deposit but for margin account it requires minimum of $2,000 deposit.

How to Login to OptionsXpress.com website?

If you want to login in the OptionsXpress.com website, then open the website and click on the Login option which is stayed on top of the right side corner of the home page, open login page enter username, password, and select page what you want if you are already registered.

Screenshot of the OptionsXpress login page from www.optionsxpress.com:

If you are not registered in the OptionXpress website then first you have to complete registration, for this click on the Open account option which is stayed on top of the right side corner, open registration page.

Registration process is divided in five steps given as under:

Step 1 set up: select your residence country and select account you are interested in.
Step 2 profile: enter your profile detail like email address, username, passwords, etc. and click on Save and continue.
Step 3 agree: select the rules and regulations if you agree with them.
Step 4 sign: sign the registration page.
Step 5 fund: select fund details and complete account process.

OptionsXpress Contact information:

311 W. Monroe Street, Suite 1000
Chicago, Illinois 60606
Tel: (312) 630-3300 | (888) 280-8020 Mon-Fri, 9am-10pm ET
Fax: (312) 629-5256
Trader Support: (888) 280-6505 Mon-Fri, 9am-5:30pm ET

Source : http://www.optionsxpress.com/

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Birla Sun Life Asset Management Company Ltd. is a joint venture between the Aditya Birla Group and the Sun Life Financial Services Inc.  based in Canada. The Birla Mutual Fund was established in the year 1994. The company is one of the leading mutual fund investment companies in India with assets of more than Rs.17, 098 crore under management as of Aug 2006. The company has operations in many markets like Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China and Bermuda.

Screen-shot of the official website of Birla Sun Life Mutual Fund:

Sun Life Financial is a leading international financial services organization which provides a diverse range of protection and wealth accumulation products like fund schemes, monthly income funds, equity schemes, debt and treasury products, and offshore funds. Different types of investment option for everyone are offered by Birla mutual Fund whether you are a businessman or salaried professional, a retired person or housewife, an aggressive investor or a conservative capital builder.

How to invest in mutual funds?

Through www.birlasunlife.com, you can invest your money at right place. If you are a first time investor in Birla Sun Life Mutual Fund then first of all select the scheme in which you want to invest. Now, fill an application form for purchasing units. You can get the form via downloading it from the website or by contacting a branch office or a CAMS branch office or by requesting its customer care team. After that, you have to submit the form by attaching PAN card, address proof and cheque/DD at any of the funds’ official points of acceptance centers. Investors investing Rs 50,000 or more in a scheme need to comply with the Know Your Client (KYC) norms.

If you are an existing investor in Birla Sun Life Mutual Fund then select invest ‘exiting investor’ option which is given on the right side of the web page. You have to write user ID and password to make the investment to activate your online account. If you want to update your contact details, then please visit their Change Your Communication Details Section of the website or contact customer care team. You can also see demos of online registration and login.

For Online Purchase additional units, first visit the Login Section of Birla Sun Life Mutual Fund website and generate your CIP/TPIN. Now, enter your folio number and registered email id. The CIP/TPIN will be generated by email to your registered email id. If you receive your CIP/TPIN then login in your account by entering your FOLIO number and your unique CIP/TPIN. Now, you are ready to invest in your chosen Birla Sun Life Mutual Fund scheme.

You can also buy funds by filling the ‘Additional Purchase Slip’ which is given with the account statement. Form is also available at website or you can get by contacting a branch office or a CAMS branch office or by requesting our customer care department. After that, you have to submit the form at any of the funds’ official points of acceptance centers with the duly filled cheque. Investors investing Rs 50,000 or more in a scheme need to comply with the Know Your Client (KYC) norms.

Know Your Client (KYC):

The term ‘Know Your Client’ is mainly used for Customer Identification Process. Under The Prevention of Money Laundering Act, 2002 (PMLA), Securities and Exchange Board of India (SEBI) has issued a guideline which requires Mutual Funds to follow enhanced Know Your Client (KYC) norms. This requires verification of identity and address, financial status, occupation and such other personal information as may be prescribed by guidelines, rules and regulation. The investors have to fill this form by downloading from its official website and attached with the documents like PAN card and proof of address. After that, submit the KYC form at any of the Points of Service Centres.

Systematic Investment Plan (SIP):

Systematic Investment Plan (SIP) is one type of planning method in which investor can invest their money in mutual funds through small and periodic installments. The minimum amount of investment is Rs. 1000/- on a monthly basis. He/she can select the tenure of the installments with minimum investment tenure of 3 years. Systematic Investment Plan inculcates financial discipline and average out your cost of investment which reduces your risk, and helps you in compounding your wealth.

Systematic Transfer Plan:

Systematic Transfer Plan is combination of debt fund and equity fund. This plan gives us fairly consistent returns and potential to create wealth. These plans are best for those Investors who want stable returns by investing lump sum money in schemes and ensure small coverage to equity schemes in order to avail of the potential for higher growth through equities. There are three options for investing in Systematic Transfer Plan: Weekly Transfer Plan, Monthly Transfer Plan and Quarterly Systematic Transfer Plan. Following schemes are included in Systematic Transfer Plan which is given below:

• Equity Fund Family: Birla Sun Life Tax Plan / Birla Sun Life Dividend Yield Plus / Birla Sun Life Tax Plan / Birla Sun Life India Opportunities Fund / Birla Sun Life MNC Fund / Birla Sun Life Midcap Fund / Birla Sun Life India GenNext Fund / Birla Sun Life Equity Fund / Birla Sun Life New Millennium Fund / Birla Sun Life Buy India Fund / Birla Sun Life Basic Industries Fund / Birla Sun Life Frontline Equity Fund / Birla Sun Life Tax Relief’96 / Birla Sun Life’95 Fund / Birla Sun Life Freedom Fund / Birla Sun Life Top 100 Fund / Birla Sun Life Infrastructure Fund / Birla Sun Life International Equity Fund / Birla Sun Life Index Fund / Birla Sun life Special Situations Fund / Birla Sun Life Commodity Equities Fund.
• Debt Fund Family: Birla Sun Life Savings Fund / Birla Sun Life Short Term Opportunities Fund / Birla Sun Life Dynamic Bond Fund / Birla Sun Life Floating Rate Fund – Long Term Plan / Birla Sun Life Gift Plus / Birla Sun Life Income Plus / Birla Sun Life Government Securities Fund / Birla Sun Life MIP# / Birla Sun Life MIP II# / Birla Sun Life Monthly Income# / Birla Sun Life Ultra Short Term Fund / Birla Sun Life Income Fund / Birla Sun Life Medium Term Plan.
• Liquid Fund Family: Birla Sun Life Cash Plus / Birla Sun Life Cash Manager / Birla Sun Life Floating Rate Fund – Short Term Plan

Table showing information about Monthly Systematic Transfer Plan:

Systematic Withdrawal Plan:

A Systematic Withdrawal Plan (SWP) is a facility which allows an investor to withdraw their money from an existing mutual fund at preset intervals. Investor can reinvest this money in another fund or retain in cash. To create a regular flow of income from their investments, Systematic withdrawal plans are used by investors. There are two types of Systematic Withdrawal Plan (SWP) in which investors can withdraw their money (1) Fixed Withdrawal: In Fixed Withdrawal, one can withdrawn specify amount from their investment on a monthly/quarterly basis. (2) Appreciation Withdrawal: In Appreciation Withdrawal, investor can withdraw your appreciated amount on a monthly/quarterly basis. Different types of calculators are also available like Dream Vs Reality Calculator, Second Income Calculator, SIP calculator, and Make your money work Harder Calculator. You can download all these calculators. Birla Sun Life Mutual Fund also provides you Tax Saving Planner in which you can calculate your tax according to section 80c of the Indian Income Tax Act, 1961.

Table showing Investment Plan of SWP-Fixed Withdrawal and SWP – Appreciation Withdrawal:

Birla Mutual Fund – Investment Options:

Equity Schemes

• Diversified Funds
• Birla Sun Life Equity Fund
• Birla Sun Life Frontline Equity Fund
• Birla Midcap Fund
• Birla Sun Life International Equity Fund
• Birla Top 100 Fund
• Birla Advantage Fund
• Birla Equity Plan
• Birla Index Fund
• Birla Tax Plan 98

Theme Based Fund

• Birla India GenNext Fund
• Birla India Opportunities Fund

Sectoral Fund

• Birla Sun Life Buy India Fund
• Birla Sun Life New Millennium Fund

Gilt Fund

• Birla Gilt Plus
• Birla Sun Life – Government Securities Fund (LTP)

Short Term Fund

• Birla Sun Life Liquid Plus
• Birla Sun Life – Short Term Fund

Floating Rate Funds

• Birla Cash Plus
• Birla Sun Life – Cash Manager

Fixed Maturity Plans

• Birla FMP
• Fixed Term Funds
• Birla Fixed Term Plan Series
• Birla MNC Fund
• Birla Sun Life Basic Industries Fund
• Birla Infrastructure Fund
• Birla Floating Rate Fund
• Cash Funds
• Debt Schemes

Long Term Funds

• Birla Income Plus
• Birla Sun Life Income Fund
• Birla Bond Index Fund
• Birla Dynamic Bond Fund

How to access NAV?

For latest NAV, first select category, it will show you latest NAV table with Scheme Code, Scheme Name, NAV Date, NAV (Rs.), Subscription Price, and Redemption Price. You can also get the latest NAV as SMS by Sending NAV <Scheme Code> as SMS to 56767275. It will provide dividend rates and load information by selecting category and Scheme. You can also get NAV report of Birla Sun Life Mutual Fund from other sites which are given below:

• www.indobase.com (Link)
• www.amfiindia.com (Link)

How to get E-statement?

If you want account statement on demand, then first select statement type then write your folio number and email ID and enter the text which is given in the box. Lastly, click on ‘submit’ button. You have to register your email id/mobile number for email/mobile account statement. Please download the Email/Mobile No. Registration Form and submit to the nearest branch for registering your email id/mobile number.

Table showing Latest NAV of Birla Sun Life:

Registered Office Address:

Birla Sun Life Asset Management Company Ltd.
One India Bulls Centre, Tower 1,
17th Floor, Jupiter Mill Compound,
841, Senapati Bapat Marg, Elphinstone Road,
Mumbai-400 013.

Quick Contacts:

Toll Free: 1-800-270-7000
Toll Free (MTNL/BSNL): 1-800-22-7000
E-mail Id: connect@birlasunlife.com
SMS: GAIN to 56161

For more information, visit www.birlasunlife.com.

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The Art Institute of Philadelphia offers educational programs like business practices, quality education in applied arts technology and techniques, and general education.  Bachelor of Science degrees in Advertising, Audio Production, Culinary Management, Digital Filmmaking & Video Production, Fashion Design, Fashion Marketing, Graphic Design, Industrial Design Technology, Interior Design, Media Arts & Animation, Photography, Visual Effects & Motion Graphics, and Web Design & Interactive Media are courses of Art Institute of Philadelphia. Additionally Art Institute of Philadelphia has Baking & Pastry and Culinary Arts diploma courses. Faculty members are dedicated professionals who work to build up students’ talent. The Art Institute of Philadelphia provides a Skills Enhancement program like English, math courses and confidential counseling for students.

The Art Institute of Philadelphia has an online service bureau, a photography studio, a black and white lab, a post-production facility, sewing labs, teaching kitchens, computer labs, video studios and editing suites, a digital darkroom, an industrial design shop, a supply store, a chef-instructor/student run restaurant, and art galleries.

After log on, students and faculty members can design and publish their own websites without banner advertisements from any computer that is connected to the Internet. MyAiCampus.com provides an email inbox. Grades and transcripts are easy to get for students who access MyAiCampus.com immediately after being posted by The Art Institute of Philadelphia.

Registration at MyAiCampus.com:

If you are first time user and you want to get information about courses then the next quarter takes place midway during a given quarter, each student must register on Art Institute of Philadelphia. Courses are available on a first-come, first-served basis. Every student must register and finish all outstanding paperwork at the business offices by the end of registration.

For registration enter your SSN (Social Security Number) or Students ID number. Then type your first name, and last name. Select your campus location into the campus list. Lastly submit it.

Note: If your campus location is not available in the list, you can contact your Registrar’s Office for get more information about when MyAiCampus.com will be available for your campus.

Login at MyAiCampus.com:

To view any administrative holds placed on their accounts, you need to login at MyAiCampus.com. You can also use directory which provides the name, study program and all current faculty members and students’ email address of The Art Institute of Philadelphia. MyAiCampus.com has feature to make your payment online. For online payment you need to login at MyAicampus.com. After entering their User Name and Password, students can easily follow the instructions.

Who can use MYAicampus.com?

MyAiCampus.com accounts to access the student portal are planned for use by students pursuing their education at The Art Institute of Philadelphia. Graduate or withdraw students from the college will need to make arrangements to transfer important emails or files stored on the webspace to location where they will have continued access. Withdraw students from The Art Institute of Philadelphia are subject to deletion at any time after 90 days from the student’s Last Date of Attendance. Graduate students from The Art Institute of Philadelphia can access to their MyAiCampus.com accounts for 180 days after graduation, after which the accounts and all files are subject to deletion whenever.

For getting more information about student websites and MyAiCampus.com, you can contact to webmaster Stephen Shandor.:

Email ID: sshandor@aii.edu
Contact no.: 215.405.6370.

Source: www.artinstitutes.edu/philadelphia

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